An autonomous treasury agent that pays your company's bills, and proves every decision on-chain.
Treasury payments run on trust, not proof.
No custody without a chaperone
An agent that's supposed to act alone still needs a human to hold the keys or approve the transfer.
No provable record
A wrong payment is a support ticket and a spreadsheet, not a transaction anyone outside the company can check.
No settlement fast enough to watch closely
If checking a balance costs almost as much as the payment, nobody checks it often enough to catch problems early.
A ledger-writing machine, not a script with a cron job.
Arcurrent reads what's owed, decides from the real treasury balance, the due date, and a reserve floor, and settles in USDC, or bridges in more USDC first if the balance would run short.
Nothing here is simulated. Every figure on the next slide is a real transaction hash, not a mock.
One evaluation pass, four real transactions.
Illustrative pass, captured once, not a live counter. Current balances are on the live dashboard.
Obligation: $5.00 USDC, due 2026‑07‑24. Reserve floor: $15.00.
Four real primitives, one decision loop.
Developer-Controlled Wallets
The treasury and liquidity wallets are Circle-custodied. No private key lives in this codebase.
ObligationEscrow
A deployed contract on Arc Testnet holds the treasury's USDC; only the agent's wallet can withdraw.
App Kit · Bridge (CCTP)
Circle's App Kit SDK, kit.bridge(): real cross-chain USDC top-ups when a payment would breach the reserve floor.
x402 nanopayments
The agent pays a sub-cent fee for the live FX rate it needs before acting on a foreign bill.
This is the pattern Circle's Agent Stack formalizes: wallets, an onchain program, cross-chain liquidity and a machine-payable service, wired into one loop. Built directly against those primitives rather than a starter kit, since the loop itself is the product.
Arcurrent: current, twice.
Gas paid in USDC, the same money moving through the system, not a second token to keep topped up. Settlement under a second, so a balance check every few minutes doesn't cost more than the payments it's protecting.
That's the whole bet: money that moves as fast as the decision to move it.
The money already moved on-chain. The agent didn't.
USDC already sits in real company treasuries as real settlement money. What's been missing isn't the rail, it's an agent trustworthy enough to be handed the keys and left alone.
Arc is the first L1 built specifically so that agent doesn't need a human chaperone: USDC-native gas, sub-second finality, and a Circle stack built for custody without a human touching a key.
What's real, what's gated.
- realWallets, escrow contract, CCTP bridge, x402 nanopayments, autonomous cron, webhook-confirmed settlement
- gatedStableFX: RFQ-only access, no self-serve signup yet. Non-USDC obligations are correctly flagged, not yet auto-settled.
Two tracks, one agent.
DeFi
Programmable treasury, cross-chain liquidity sourcing, USDC-denominated fees end to end.
Agentic Economy
Real autonomy: the agent decides, pays for its own inputs, and settles without a human in the loop.
Where the accelerator runway goes.
What we're looking for.
A place in Arc's accelerator
Eight weeks to take this from a hackathon build to something a real treasury team could actually run.
StableFX access
The one piece that's flagged, not faked. This closes the last gap between "correctly identifies" and "fully autonomous."
An introduction to a real treasury
Not another test wallet. A team with genuine recurring cross-border USDC obligations to pilot against.